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Financial Literacy Tools

There are a wide range of resources to help consumers make thoughtful and informed decisions about their finances. Here is a short list of resources and tools related to personal financial literacy:

Get a Free Annual Credit Report

U.S. Government Financial Literacy Education Tools and Resources

Consumer Financial Protection Bureau

Resolving Consumer Problems

Report identity theft and get a recovery plan

Protecting Your Identity

Federal Trade Commission

Ask Dr. Debt

High Mountain Collections' Consumer Validation Statement

Fair Debt Collection Practices Act

15 U.S.C. 1692(g)
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume this debt is valid. If you notify this office in writing within 30 days from receiving this notice, this office will obtain verification of the debt or obtain a copy of a judgment and mail you a copy of such judgment or verification. If you request this office in writing within 30 days after receiving this notice, this office will provide you with the name and address of the original creditor, if different from the current creditor.

California Rosenthal Validation Statement
Cal. Civ. Code § 1812.700(a)
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

Website: www.highmountaincollections.com
Toll Free Number: 1-866-252-7323
Local Number: 1-973-304-1799

Chief Compliance Officer: Michael Jordan
Phone: 1-866-252-7323
Email: mrjordan@highmountainfunding.com